In this article What’s happening in Congress this week Proposal #1: The House “clean extension” passed Jan. 8 Proposal #2: The Senate compromise being drafted (the details matter) Other bills circulating in the background What this means if you’re already enrolled for 2026 What to watch next If you’re enrolled in an ACA Marketplace plan right now, you’ve probably already met the new version of “affordability” in 2026: it shows up as a bigger number on your premium bill and a